Lentrade America LLC Lentrade United Kingdom LTD The Lentrade LLC, an investment company has made known to the general public a systematic method that it has developed to improve the financial situation of everyone. At Lentrade, we believe that everyone deserves a chance to have a future with financial stability.Read More →
City of Powell River councilors gave the first three readings of the five-year financial plan and property tax rate bylaw amid concerns expressed by a ratepayer. At a meeting on April 21, Acting Chief Financial Officer Mallory Denniston provided an overview of the five-year financial plan from 2022 to 2026Read More →
Have your say on the draft annual business plan and budget 2022-2023 and on the draft long-term financial plan 2022/23-2031/32. Please provide your comments by 5:00 p.m. on Friday, May 20, 2022. The rate freeze for the past two consecutive years has saved ratepayers $2.3 million in rates with noRead More →
Kelowna well positioned for growth and stability Kelowna City Council approved the final 2022 financial plan on Monday, April 25. An overall tax demand increase of 3.94% has been set. A 3.94% increase translates to an additional $86.47 per year, or $7.20 per month, for the municipal portion on anRead More →
What do you want to know The growth is great. Safety is essential. Life insurance can help customers with growth, as well as security. For most of us – even those of us involved in financial services in one way or another – discussing life insurance ranks on the sameRead More →
As final exams approach, children who have neglected their studies throughout the year must struggle. Before judging these Rip Van Winkles, keep in mind that many taxpayers do the same with their tax planning. They are waiting for the last months (or even the last weeks) of the fiscal yearRead More →
When was the last time you looked at your estate plan? Last year? Five years ago? There is no doubt that things have changed in your life and your financial situation since then. Your estate plan is a key part of your financial plan. And, like your financial plan, it’sRead More →
The administration and operations of the qathet regional district (qRD) are governed by the local government act and the community charter. Each year, the qRD must be subject to an annual budget process. The annual budgeting process provides a roadmap for the organization and helps in the day-to-day management ofRead More →
Even though most of us know the importance of having insurance, buying a policy isn’t exactly the top priority. Thoughts about an accident, damage to your car, getting sick or dying are all unpleasant and delay the process of getting the right kind of insurance to deal with the events.Read More →
City Council is targeting a 5% budget increase for 2022, with Mayor Ron Oszust and city council passing first reading of the draft budget and five-year financial plan at a special open council meeting on April 12. The 5% increase must stay in line with inflation, according to the city,Read More →
By Jonathan Lapine, CPA, CFP®W3 Wealth Management WARREN, Ohio — For nearly two decades now, individuals have expected developing and maintaining a financial plan to be included in the list of services offered by a financial advisor. As certified financial planners, W3’s founders were early adopters, using technologies in theRead More →
Has your dentist ever tried to sell you an electric toothbrush? This corresponds to their mission, to take care of the health of your teeth. Using it will be good for you, but selling the toothbrush is a transaction that makes them money. The electric toothbrush is not an integralRead More →
How can a student create a financial plan? The fundamentals of personal finance are an important topic for the life of every student and the person in general. Money management goes hand in hand with understanding the numbers and the cost of living in order to build a comfortable andRead More →
Having the right P&C coverage is essential when it comes to protecting your assets. Failure to plan for damages can cause you to lose the ability to achieve your life goals in the event of a disaster. For example, if your home is destroyed by fire (and you have substantialRead More →
The start of a new fiscal year gives us the opportunity to develop a plan for managing our finances. Whether it’s building an emergency fund, taking out adequate insurance coverage, adjusting investments and tax planning, now is a good time to develop a plan and work on it throughout yourRead More →
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One of the most positive developments in the world of money over the past decade has been the rise of financial planning done transparently for a fixed or hourly fee. But providing financial plans is a service like accounting or providing legal advice, and sometimes the client isn’t happy withRead More →
Financial planning software developer RightCapital has released its Snapshot feature, which gives advisors a customizable and highly visual one-page financial plan that can be used as a client landing page or printable PDF, according to the company. The new feature, previewed by WealthManagement.com, is available to the thousands of advisorsRead More →
West Kelowna Council set the tax increase at 4.0% in passing the 2022 budget and five-year financial plan by-law at its regular meeting on Tuesday, April 5. The increase will result in a total net operating budget of $38.9 million. This equates to an average of an additional $81 inRead More →
The City of Kimberley’s 2022-2026 Five-Year Financial Plan is available for review and comment on EngageKimberley.ca As previously reported, Kimberley landowners are eyeing a 5.58% increase in 2022. This follows two years of nominal increases. For an average home, valued at $427,977, that equates to an additional $136 in propertyRead More →
The City of Kimberley has released its draft five-year financial plan, which includes a 5.58% increase in property taxes. City of Kimberley officials said that means an average home assessed at $427,977 would see a $136 increase in its municipal tax bill. “Funding the proposed budget for 2022 requires aRead More →
The City of Saskatoon released its 2021 year-end preliminary financial statements showing a deficit of $6.54 million in municipal operating programs and a surplus of $12.25 million in utility programs, before confirmation of the year-end audit. While the past year has brought continued change and uncertainty, the City has remainedRead More →
Battling colon cancer in her 40s, simultaneously going through a divorce and facing a very uncertain future, Barbara Majeski is a survivor. Known as a curator of the good life, Barbara Majeski is a nationally recognized television personality and lifestyle expert with regular features on the TODAY Show, Inside Edition,Read More →
The financial plan includes increased funding for transportation and street improvements. Iowa City residents will see future transit improvements and street repairs with funding as part of Iowa City’s fiscal year 2023 fiscal plan, in an effort to make public transit more environmentally friendly of the environment. The Iowa CityRead More →
Brandon City Council reviewed this year’s financial plan one last time before sending it to the province at Monday’s regular meeting. City Chief Financial Officer Val Rochelle said the biggest change contributing to this year’s financial plan, with about $7 million more in spending than last year, was affordable housingRead More →
There is no doubt that the past years of disruption have impacted society on so many levels. One of the biggest problems facing most industries is finding employees. “People just don’t seem to want to work” is the general response and it is the response in many industries. I’m notRead More →
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ROCK HILL, SC (WBTV) – City of Rock Hill leaders agree with York County’s agreement to keep the Carolina Panthers’ training facility and headquarters on track. Earlier this month, construction at the site halted after Tepper Sports said the City of Rock Hill failed to make its initial payment. RockRead More →
The Central Okanagan Regional District Council (RDCO) has approved its 2022-2026 financial plan. The 2022 budget totals just over $59 million. This is an increase of 2.5% compared to 2021. “This year’s budget prioritizes the continued support needed for those recovering from the devastating White Rock Lake fire last summerRead More →
THERE is no doubt that the past years of disruption have impacted society on so many levels. One of the biggest problems facing most industries is finding employees. “People just don’t seem to want to work” is the general answer and it is the answer in many industries. I’m notRead More →
You started this year with all the best intentions. You may have reviewed your financial portfolio, evaluated your investments, and confirmed your asset allocation in your investment portfolio – under the watchful eye of your financial advisor, of course. South Africa was apparently heading into the post-pandemic era, and whileRead More →
4 Key Elements of an Effective Financial Plan Many people tend to be indecisive about how they manage their money. Such a passive approach can hinder sustainable revenue growth. It can also lead to heavy losses if they don’t take their finances seriously. This particular problem usually stems from theRead More →
Vice Mayor Virginia Rivers and Mayor Emmit Gooden pose for a photo with Comptroller Jason Mumpower. Mason, now under the financial control of the state comptroller, could operate independently again sooner than expected. On Tuesday, the Mumpower team and city officials met in Jackson to discuss the plan to getRead More →
Final decision on the budget set for the March 28 regular meeting (Photo/Pixabay.com) Central Okanagan Regional District’s 2022-2026 financial plan nears $59 million Overall increase in revenue and operating expenses in 2022 of $1.45 million The proposed 2022-2026 Financial Plan forRead More →
Final decision on the budget set for the March 28 regular meeting (Photo/Pixabay.com) Central Okanagan Regional District’s 2022-2026 financial plan nears $59 million Overall increase in revenue and operating expenses in 2022 of $1.45 million The proposed 2022-2026 Financial Plan forRead More →
Courtenay Council has approved a draft 2022-2026 financial plan that outlines projected tax rates and projected revenues and expenses for capital and operating programs over the next five years. Mayor Bob Wells said the plan represents a return to pre-COVID service levels as well as increased costs for police, ordinanceRead More →
NASSAU, BAHAMAS — Economic Affairs Minister Halkitis yesterday dismissed claims by the Free National Movement (FNM) that the government needed to strike a buyout deal to raise funds. This is in response to the government entering into a repurchase agreement (repo) with Goldman Sachs International (GSI) last month. At theRead More →
OMAHA — The City of Omaha continues to explore financial plans for a proposed streetcar system, but a draft analysis obtained by the World-Herald points to multiple funding avenues and new details. The analysis also indicates that funding for the tram will be heavily dependent on an anticipated wave ofRead More →
MENOMONEE FALLS, Wis.–(BUSINESS WIRE)–Kohl’s Corporation (NYSE: KSS) (“Kohl’s” or the “Company”) will host a virtual Investor Day today during which it will provide an update on the Company’s strategy to drive growth and become the retailer of choice for the active and casual lifestyle. Kohl’s will also announce an updatedRead More →
Officials will look for ways to increase revenue patrick murphy The City of DeKalb is working to rework and improve the 2025 Strategic Plan. DeKALB – The City Manager’s office is preparing to unveil a new financial plan to the public at the DeKalb City Council meeting on March 14Read More →
Nottingham City Council has formally approved its 2022/23 budget making savings to bridge a starting budget gap of £28million and a four-year plan to put the organization on a stable financial trajectory for the future . Today’s Plenary Council meeting (Monday 7 March) agreed on a range of proposals forRead More →
The Regional District of Okanagan-Similkameen has adopted its amended financial plan for 2022. The financial plan was passed in first reading on January 6 and the amended version in second reading on February 17. The plan was also presented to the various communities and electoral areas of the regional district.Read More →
The Regional District of Okanagan-Similkameen has adopted its amended financial plan for 2022. The financial plan was passed in first reading on January 6 and the amended version in second reading on February 17. The plan was also presented to the various communities and electoral areas of the regional district.Read More →
It’s hard to resist these advertisements for online self-service investment companies. They’re very tempting — who doesn’t love the idea of low-cost, high-return investments that allow you to retire early? But creating wealth is not limited to profitable investments. “Investments are only part of the story. One of the biggestRead More →
The Regional District of East Kootenay (RDEK) is seeking feedback on its draft 2022-26 five-year financial plan before it is adopted at the March 11 board meeting. RDEK Board Chair Rob Gay is asking residents to visit the project page and learn about the draft plan before the public commentRead More →
Do you have a financial plan in place? What is a financial plan? Aspirations and dreams, we all have them! You might want to buy your own house, renovate yours, send your kids to college, travel the world, or retire early. No matter how big your hopes and dreams are,Read More →
New York State Comptroller Thomas P. DiNapoli today released the following statement on the MTA’s February Financial Plan: “The MTA’s February financial plan underscores the seriousness of the situation the authority — and the state and city — face in dealing with upcoming fiscal challenges. The plan recognizes that eachRead More →
“After many difficult years of economic hardship and pandemic, Alberta is moving forward once again. The government’s focused and responsible fiscal management and relentless pursuit of economic growth have put the province on a more sustainable fiscal path,” said Travis Toews, President of the Treasury Board and Minister of Finance.Read More →
Published: February 23, 2022 Beginning of the consultation on the five-year financial plan of the RDEK See summary below. After completing his first exam of the draft 2022-2026 financial plan, the East Kootenay Regional District (RDEK) Board of Directors now hopes to gather feedback from residents. “The public comment periodRead More →
Finance Minister Caroline Wawzonek said the Northwest Territories’ latest budget was “not flashy” but instead emphasizes “consistency and patience” with a sustainable approach to expenses. The Government of the Northwest Territories released its proposed budget for 2022-2023 on Tuesday afternoon, pledging not to cut any programming or add new taxes,Read More →
Login Subscribe On To display Contact House Reading Newswires Topics Life insurance Annuity News Health/Social Benefits P&C Advisor News Washington Wire Regulatory News Sponsored Content Webinars Monthly focus DCI Exclusives NewsWires Magazine Free newsletters Log in or register to become an INNsider. DCI Exclusives NewsWires Magazine Free newsletters Initiated OnRead More →
Chanchal believes that having a financial plan means having the right amount of money at the right time. So, for the past 5-6 years, she has been working on creating and executing a financial plan to ensure her financial well-being and that of her family of four, including her husbandRead More →
NORTHBOROUGH, MA/ACCESSWIRE/February 18, 2022/ A great financial advisor provides objective advice and support through life’s many challenges and changes. They can be the difference between making progress toward goals or remaining stagnant. For 15 years, Ryan Kittredge, a Certified Financial Planner, has served successful clients in and around Central andRead More →
By Russ Gaiser Oh, the budget. Some people who hear this word get angry, stressed, agitated and even scared. For some, the term has become a bit of a dirty word. Unfortunately, the term budget is stigmatized and is often perceived as something negative. If the truth about what itRead More →
What do jalapeños have to do with your financial plan? Getty By: Shelley Nadel – Co-Chair, Ellevate Houston What do you think of jalapeños? The last time I cooked with them my fingers and lips burned for hours. As a native Texan, you can imagine how embarrassing it is notRead More →
New York State Comptroller Thomas P. DiNapoli issued the following statement on Mayor Adams’ preliminary budget proposal: “Mayor Adams presented his first budget proposal as New York City continues to recover from the pandemic and faces an uneven economic recovery. The city’s outlook has improved, thanks to good fortune andRead More →
According to LHV’s financial plan for 2022, the consolidated revenues of the AS LHV group will increase this year by 19% to 166.8 million euros, expenses by 29% to 83.9 million euros and the net result by 2 % to 61.5 million euros. 2022 will be a year of investmentRead More →
A new study reveals that couples do better financial planning than singles. This Valentine’s Day, singles looking for happily ever after should give themselves a written financial plan — something they’re about half as likely to do as couples — to get a boost in life. savings and other benefits.Read More →
Rosemary Spielmann had hoped to be retired by now. But her husband’s illness and the key she threw in their finances altered that plan. Ms. Spielmann, 65, earns $53,400 a year working as an administrative assistant in Arden Hills, Minnesota, a suburb of St. Paul. She loves her job, althoughRead More →
Creating a financial plan allows you to set goals and track financial benchmarks throughout the year. Creating an annual plan can ensure you stay on track to achieve your short and long term goals. Each year I provide a checklist to help you create a plan. There will definitely beRead More →
Kobi Yusov, a married father of three from the town of Yavne, earns what he calls a “respectable life” and considers himself middle class. Like many other Israelis in his situation, however, each month is a struggle to cover his family’s expenses and make ends meet. “I can’t complain aboutRead More →
(Sam Swenson, CFA, CPA) Even though the financial market has become saturated with new products, there is something elegant about committing to the essentials. Here we will discuss four steps to instantly improve your financial plan. 1. Maximize your tax-efficient accounts Since everyone has different circumstances, it’s good to rememberRead More →
EEven though the financial market has become saturated with new products, there is something elegant about committing to the essentials. Here we will discuss four steps to instantly improve your financial plan. 1. Maximize your tax-efficient accounts Since everyone has different circumstances, it’s good to remember that some people willRead More →
3. Don’t despise money While many people view cash as a low-income investment, cash serves many purposes that contribute to a healthy financial situation overall. Cash provides a sense of psychological safety when markets turn south and also prevents you from selling stocks to cover short-term emergencies. Sell shares afterRead More →
By Mary Chapman, CFP Emotional biases are the instinctual feelings that influence the decisions we make. They are generally not based on thoughts or beliefs. They are often behind the split-second decisions we make. We all have them. That’s not always a bad thing; however, since these biases are basedRead More →
North Cowichan Council gave the first three readings of its five-year financial plan, which could see a 4.22% tax increase in 2022, at its Feb. 2 meeting. But the increase in spending in the financial plan of about $9 million over those five years in the municipality has some councilorsRead More →
The tangible benefits for employees of having a written financial plan are clear, according to a Hearts & Wallets survey of 5,794 US households. Research has found that Americans who have a financial plan benefit from increased savings, better asset allocation, greater confidence in financial decision-making, and more balanced portfolios,Read More →
BEIRUT (Reuters) – Lebanon’s banking association said on Monday it opposed proposals set out in a draft government plan reported by Reuters last week to tackle the financial crisis, saying they would lead to a long loss of confidence in the financial sector. Responding to written questions from Reuters, theRead More →
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BEIRUT, Feb 7 (Reuters) – Lebanon’s banking association said on Monday it opposed proposals set out in a draft government plan reported by Reuters last week to tackle the financial crisis, saying they would lead to a long loss of confidence in the financial sector. Responding to written questions fromRead More →
City of Powell River councilors received an overview and three tax scenarios in 2022. During the February 1 committee of the whole, Chief Financial Officer Adam Langenmaier, after all of the city’s department heads reported on department activities, provided a summary of various aspects of the budget process. Langenmaier saidRead More →
Financial planning is a time-consuming process over many meetings. It needs questioning, contemplation, investigation, consideration. It’s not a process you always think of as part of the emergency services. I imagine the paramedics in their ambulance, followed by the Blood Bank motorcyclist, followed by a five-series BMW. They arrive atRead More →
No matter your age, it’s never too late to create a financial plan. It can help you achieve your current goals and needs while helping you stay stable in the future. If you’ve never created one, now’s the time to think about it. Ensure your assets are protected Having insuranceRead More →
The government’s projected financial plan for 2022 is summarized on page 20 of this publication. The current balance projects a surplus of $120,071 million, a reversal of $136,439 million from the revised 2021. Current revenue of $432,013 million represents an increase of $165,790 million, or 62.3% from the last estimateRead More →
This year, we may have made the same resolutions as in the past: lose weight, exercise, save more, or pay off debt. In fact, 65% of Americans ages 18 and older considered a financial goal for the New Year, according to a 2021 study by Fidelity Investments. The main financialRead More →
The City of White Rock must approve a financial plan for 2022 by the May 15 deadline set by provincial law. But before final discussion and approval, the financial plan must undergo a full review — and the city is inviting residents to be part of that process, reviewing theRead More →
This video was recorded on January 15, 2022. Tom Gardner: There’s almost a dark valley we walk through as adults from the day we graduate high school and don’t realize we’re the CEO of our financial lives forever, until the moment where we have kids and are starting to realize,Read More →
Becoming a new parent is overwhelming. Suddenly, you are no longer just responsible for yourself, but for another person who depends on you for everything. From the moment a baby comes home, you need to be aware of your every action and be careful about how it will affect theRead More →
Changes in the second draft of the 2022 to 2026 financial plan reflect capital cost reductions and property assessment increases The third draft of the Qathet Regional District (qRD) Financial Plan 2022 to 2026 has some modifications, considering capital cost reductions and the effect of property assessment increases. During theRead More →
There is a split among wealthy investors today when it comes to the economy and their financial future. While a small majority feel optimistic, more than four in 10 are uncertain and uncomfortable. In recent research, we explored this gap to understand why people feel this way, as well asRead More →
Arrowsmith Water Service and Englishman River Water Service logos. (PQB News file photo) Arrowsmith and Englishman River water utilities added to Parksville financial plan Amounts for the two parts of the 2022-26 budgeting The Parksville City Council meeting voted unanimously toRead More →
I am encouraged when I see the enthusiasm and meticulous work displayed by the teams at all stages of the Competition. They represent the future of the financial services industry who will pursue the mission of influencing the financial future of customers… US Chap. President, Rick Stanzione, RFC® MIDDLETOWN,Read More →
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You may know the basics of spending and saving, but what do you know about optimizing your financial plan? IG Wealth Management recently released research showing that myths are preventing Canadians from getting the most out of their financial plan. According to the results, only a third of Canadians feelRead More →
CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission if you apply and are approved for a card, but our reports are always independent and objective. If you’re struggling to pay off your credit card debt, you’reRead More →
After several budget discussions dating back to November 2021, Campbell River City Council has formalized its 10-year financial plan. On January 10, Campbell River City Council passed a bylaw to adopt the city’s proposed 10-year financial plan for 2022-2031. The motion to adopt the bylaw passed 6-1, with council. ClaireRead More →
The start of a new year marks a strategic time to review a financial plan and develop goals to achieve over the next 12 months and beyond. This “fresh start” mentality allows individuals to review and assess what has worked (or not) over the past year and revise or createRead More →
Just a month before the pandemic raged onto the scene, I opined on the importance of breaking down big New Year’s resolutions into smaller chunks. Although a lot has changed, reaching your goals one small step at a time is still a solid approach. This year, I’d like to focusRead More →
Building a start-up business can be the most exhilarating and challenging journey an entrepreneur can experience, with significant time spent growing and prospering your business. However, what many startups fail to implement is a financial plan that they can track and follow along the way. From conceptualizing the dream ofRead More →
Overpayment of fees and expenses is an area of investing that requires special attention. Twice last year our company changed ETF provider due to cost/benefit ratio. Reducing fees does not guarantee exceptional performance, but unjustified or unnecessary fees and expenses reduce annual returns. Always strive to reduce friction. Friction isRead More →
Financial planning can help you better understand where you are financially, how to prepare for the challenges ahead, and how to plan where you want to go. If you haven’t prepared a financial plan for yourself or your family, a financial advisor can help. Here are the typical steps inRead More →
During my annual physical recently, the doctor took my vital signs, reviewed my medical records and, after reading my EKG results, said, “Well, the computer says you’re having a heart attack.” But the computer got it wrong. I’m in my 40s and I run marathons, and my heart rate isRead More →
January is a time when many people start making plans for the coming year. But when it comes to your finances, focusing only on what you want to achieve in 2022 might not be enough. Rather than just looking at your next big financial goal, you should be thinking aboutRead More →
Breadcrumb Links Life Financial wealth is built on three foundations: income, insurance and investments. Publication date : December 27, 2021 • December 29, 2021 • 4 minute read • Join the conversation When it comes to building wealth, you need to make sure all the financial pieces are in place.Read More →
A financial plan is the foundation of any good investor – a first step toward creating a long-term strategy that holds up, whether your goal is to pay down debt or build wealth for generations to come. Your financial plan is your compass when making decisions big and small thatRead More →
Posted: December 22, 2021 Cabinet approved a public consultation on the Council’s medium-term financial plan On Tuesday evening, the Cabinet of the Council approved a public consultation on the Council’s Medium Term Financial Plan (MTFP) for 2022/23 to 2024/25 and the Council Plan. Each year, the Council must produce anRead More →
The Town of View Royal has amended its financial plan to formalize several new council-approved grants and investments throughout 2021. Changes to a municipal financial plan after it is officially adopted each spring are common. But this year, the changes made by View Royal were significant enough to necessitate aRead More →
The Public Employees Insurance Agency’s finance board has approved a plan for the next fiscal year that, again, has no rate increases for insured state workers. Dale Lee “Another year without a raise, it’s hard to say anything wrong,” Dale Lee, president of the West Virginia Education Association, told boardRead More →
As the holiday season approaches, I remember the Christmas gatherings and the exchanging of gifts among family and friends. Although we all love receiving gifts, it is the joy I get from giving that is most rewarding. This is especially true when the gift is something that has a lastingRead More →
This month of January does not only mark the beginning of a new year. It is also the second anniversary of the first identified case of Covid-19 in the United States. At the time, the pandemic took most people by surprise. Now many of our lives don’t look like theyRead More →
Real estate investors struggle to find financial planners who can fit their real estate holdings into their plan. And that’s because most financial planners use out-of-the-box software that supports traditional investment accounts like IRAs, 401(k), and taxable accounts, but not the unique aspects of real estate investments, according to DanaRead More →
November 30, 2021 A fiscally responsible fiscal plan advances a recovery for all of us and leaves the next administration a platform for success NEW YORK— Mayor Bill de Blasio today released New York City’s November Financial Plan Update for Fiscal Year 2022 (FY22). The FY22 budget now stands atRead More →
Following. With many people wanting more time, more money, or more sleep, it’s a concept most of us are all too familiar with. But are we considering the link between “more” and retirement? You’ve probably thought about your own retirement – what you want most, how much money you’ll need,Read More →
There is a lot at stake when constructing a budget. Over the years I (Kary) have created hundreds of financial budgets and I always get anxious when I start a new one. It’s a big job, and there’s a lot of work to be done. Plus, there’s a lot ofRead More →