The government’s projected financial plan for 2022 is summarized on page 20 of this publication. The current balance projects a surplus of $120,071 million, a reversal of $136,439 million from the revised 2021. Current revenue of $432,013 million represents an increase of $165,790 million, or 62.3% from the last estimateRead More →

Overpayment of fees and expenses is an area of ​​investing that requires special attention. Twice last year our company changed ETF provider due to cost/benefit ratio. Reducing fees does not guarantee exceptional performance, but unjustified or unnecessary fees and expenses reduce annual returns. Always strive to reduce friction. Friction isRead More →

Financial planning can help you better understand where you are financially, how to prepare for the challenges ahead, and how to plan where you want to go. If you haven’t prepared a financial plan for yourself or your family, a financial advisor can help. Here are the typical steps inRead More →